Include all pensions for person #1. Make sure you calculate the MONTHLY pension, and use only one currency. Enter net income after taxes. That is, how much do you actually get on your paycheck.
Record your total net income from all work that you do. If you have more than one job, total up the figure. Enter an average MONTHLY figure here (so divide by 12 if you have an annual number). Enter net income after taxes. That is, how much do you actually get on your paycheck.
Include all pensions for person #1. Make sure you calculate the MONTHLY pension, and use only one currency.
Include all pensions for person #2. Make sure you calculate the MONTHLY pension, and use only one currency.
Social security for person #1. Make sure you calculate the MONTHLY pension, and use only one currency.
Make sure you calculate the MONTHLY pension, and use only one currency.
If you get an annual bonus, divide by 12, since we are working up a monthly income/expense cash-flow total.
Make sure that every item in the income fields above represents your MONTHLY income, and that they are all converted to the same currency. You can choose to use any currency you want, but you must be consistent throughout the form.
If pet food is already included in groceries, do not include it here again.
Only include retirement savings that you do from your net income. If money is taken out of your paycheck for savings, do not include that here, since that does not affect your current monthly cash flow.
Only include taxes that you pay out of your personal account. If taxes are withheld in your paycheck, do not include them here, since they are not part of your monthly cash flow calculation.