Profile Online Budget Worksheet
Income from employment
Monthly net income (1).
Include all pensions for person #1. Make sure you calculate the MONTHLY pension, and use only one currency. Enter net income after taxes. That is, how much do you actually get on your paycheck.
Monthly net income (2).
Record your total net income from all work that you do. If you have more than one job, total up the figure. Enter an average MONTHLY figure here (so divide by 12 if you have an annual number). Enter net income after taxes. That is, how much do you actually get on your paycheck.
Commissions / Kollel stipend / Tips / Other work income
Income from pensions and benefit plans
Bituach leumi (1)
Bituach leumi (2)
Include all pensions for person #1. Make sure you calculate the MONTHLY pension, and use only one currency.
Include all pensions for person #2. Make sure you calculate the MONTHLY pension, and use only one currency.
Social security (1)
Social security for person #1. Make sure you calculate the MONTHLY pension, and use only one currency.
Social security (2)
Make sure you calculate the MONTHLY pension, and use only one currency.
Additional retirement plans (1)
Additional retirement plans (2)
Income from other sources
If you get an annual bonus, divide by 12, since we are working up a monthly income/expense cash-flow total.
Child allowance(s) from bituach leumi
Child credit(s) from social security
Gifts from family
Income tax refunds
Investment income (dividends, interest)
Other - description
Other - monthly amount
Total monthy income
Make sure that every item in the income fields above represents your MONTHLY income, and that they are all converted to the same currency. You can choose to use any currency you want, but you must be consistent throughout the form.
Car loan payments
Credit card fees
Fees (rishum peulot, rebeet, checkbooks, etc.)
Other bank fees
Average monthly donations
Synagogue dues, building fund
Entertainment and recreation
Books, magazines, newspapers
Entry fees to sporting events
Music - CDs, MP3s
Shows, theater, concerts
Food, gifts, hobbies
Hobbies (photography, collecting, painting, etc.)
Home improvement projects
Vaad habayit (tenants' association)
Auto compulsory and supplemental
Bituach leumi payments for children over 18
Supplementary health and long-term care
Glasses, hearing aids, other equipment
Kupat holim (national health insurance)
Other medical doctors
Non-medical health care
Physical therapies and other treatments
If pet food is already included in groceries, do not include it here again.
Other pet expenses
Dining out for business (not reimbursed)
Dining out with friends
Take-out (food, coffee, snacks, candy, cigarettes, etc.)
Only include retirement savings that you do from your net income. If money is taken out of your paycheck for savings, do not include that here, since that does not affect your current monthly cash flow.
Savings set aside for other goals
Bulletproofing (vest, car)
Migun (plastic car windows)
Personal firearm (ammunition, practice, license fees)
Guard duty fees
Only include taxes that you pay out of your personal account. If taxes are withheld in your paycheck, do not include them here, since they are not part of your monthly cash flow calculation.
Arnona (property tax)
Other expense (1) description
Other expense (1) monthly amount
Other expense (2) description
Other expense (2) monthly amount
Other expense (3) description
Other expense (3) monthly amount
Total monthly expenses
DIFFERENCE BETWEEN INCOME AND EXPENSES
This information is correct as of (enter today's date)
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